Meet Our Team



richard cowan a1 mortgage

Richard Cowan


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Richard Cowan is the owner of A1 Mortgage and has a passion for the mortgage business because it allows him to help others whether it be purchasing their dream home or saving on their existing finances. Prior to A1 Mortgage, Richard owned and managed several companies in the service industry. He enjoys spending free time with his wife, Kitako and their 3 daughters, Christina, Yu, and Jean and their son Joshua. His hobbies include sailing, golf and other outdoor activities.

james mangan a1 mortgage

James Mangan

Vice President of Operations

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James Mangan has worked for A1 Mortgage since the company opened in 2007. He loves working for A1 Mortgage and has a passion for helping people reach their mortgage goals. James has a wide range of experience and knowledge in the mortgage field. He has lived in the Kansas City area his whole life and currently lives in Lee’s Summit with his wife Heather and 2 children, Kaiden and Kennedy. In his spare time, you can find him on a soccer or baseball field with his kids, watching sports, doing photography and spending time with friends and family.

Loan Officers


Charlie Tipton a1 mortgage

Charlie Tipton

Team Manager/Sr. Loan Officer

Marty Payne a1 mortgage

Marty Payne

Team Manager/Sr. Loan Officer

Mike Cash a1 mortgage

Mike Cash

Operations Manager/Sr. Loan Officer

Robb Walter a1 mortgage

Robb Walter

Sr. Loan Officer

Rick Langley a1 mortgage

Rick Langley

Sr. Loan Officer

Wesley McDonald a1 mortgage

Tyler Ryser

Loan Officer

Vic Desantis a1 mortgage

Vic Desantis

Sr. Loan Officer

Ami Buccero a1 mortgage

Ami Buccero

Sr. Loan Officer

Wesley McDonald a1 mortgage

Wesley McDonald

Sr. Loan Officer



Tara Salas a1 mortgage

Tara Salas

Loan Processor

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Tara Salas is a Loan Processor at A1 Mortgage Group, LLC. Her duties include helping the loan officers review, manage, and send loan documents to the appropriate underwriting departments. Throughout the process, she ensures that the loan package is completed in full and complies with all current regulations and policies. Her previous experience in the financial and land title industry has given her the ability to be efficient and effective throughout the mortgage loan process.

Tara graduated with honors from Park University, where she earned a Bachelor’s of Science in Social Psychology. Tara enjoys spending time with her husband, daughter and their two dogs.

Shelby Stewart a1 mortgage

Shelby Stewart

Loan Processor

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Shelby Stewart is a Loan Processor at A1 Mortgage Group, LLC. Her duties include helping the loan officers review, manage, and send loan documents to the appropriate underwriting departments. Throughout the process, she ensures that the loan package is completed in full and complies with all current regulations and policies. Her attention to detail, ability to work quickly, and keen knowledge of underwriting guidelines allows her to be one of the most efficient processors in the business.

Shelby graduated from the University of Central Missouri, where she obtained a Bachelor’s Degree of Science in Criminal Justice and Psychology. Shelby’s interests include playing and watching sports (especially the royals!), hiking and the outdoors, yoga, fitness, and art. Shelby lives in Lee’s Summit with her boyfriend, Coty, and boxer pup, Scout.

Annette Nierman a1 mortgage

Annette Nierman

Customer Service Manager

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Annette Nierman is the Customer Retention Manager at A1 Mortgage and is responsible for ensuring all customers have a positive, timely and seamless experience. She holds a Bachelor’s in Fine Arts degree from the University of Central Missouri, Warrensburg and enjoys creative problem solving, communicating with customers and assisting them in achieving their financial goals. She enjoys hiking mountains with her husband Kevin and their two kids Jackson and Hannah, paddle boarding with friends, watching her kids play sports, baking pies and spending time with her dog Sky and cat Alice.

charles a1 mortgage

Nicole Stoppelman

Administrative Assistant

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Nicole Stoppelman is the Administrative Assistant and first welcoming face at A1 Mortgage Group, LLC where she manages the day to day activities. She also ensures the initial loan package is complete and falls under the correct guidelines upon submission to the lender. Nicole has been at A1 Mortgage almost five years and enjoys the people she works with. Nicole also enjoys being able to assist people in the purchase of their home, as well as getting to know the customers as they have become repeat clients over the years! Being able to multi-task and work at a fast pace are skills Nicole feels she has that help her excel at her position at A1 Mortgage Group.

Nicole attended Missouri State University in Springfield, Missouri for Psychology and Dietetics. In her spare time, Nicole enjoys spending time out doors with her husband and their dog, cooking new foods, fitness.

A1 Credit solutions


Adriane Howe a1 mortgage

Todd Grego

A1 Credit solutions

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Todd Grego is the Vice President of A1 Credit Solutions. He attended Drake University on a football scholarship. He started his career by earning a spot on a highly successful Re/Max team serving as a Certified Buyers Specialist.

Mr. Grego decided after several years serving the Kansas City area in this capacity, it was time for a change of scenery and focus. Mr. Grego entered the world of Mortgage Banking and spent the next decade in this industry, eventually owning his own Mortgage Brokerage Company. During Mr. Grego’s time in the mortgage Industry he discovered his true passion in life was helping families realize their Financial goals and Dreams.. He has spent the last seven years as a Financial Solution Specialist with traveling the country doing speaking engagements to educate and change families financial lives in the process. Mr. Grego’s 20 plus years of industry experience give him unique perspective and understanding of how exactly to affect a positive financial educational influence on all his clients lives, both now and in the future. His main focus is getting their credit profile in a position where it becomes an asset in all their future financial endeavors.

Mr. Grego recently co-authored the book Credit Smack Down. This book gives the reader invaluable insight in to the world of Credit. Mr. Grego’s motto is: “Credit is a game we all play, but no one gives us the rule book” This book in essence is the rule book that was sorely needed to allow for each family to have the Financial freedom that each is striving to achieve.

Mr. Grego was born and raised in Kansas City, Missouri where he has resided his entire life. He is avid Kansas City Royals and Chiefs fan. Mr. Grego has also dedicated himself to helping promote a positive lifestlye for youths by serving as a youth minister as well as coaching youths in various sporting activities for the last 20 years.